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Credit Card Headquarters
If you have bad credit and need credit cards, 
it is our effort to find you a
VISA for people with bad credit 
or a SVC Stored Value Card, 
or MasterCard even with bad credit. 
Online approval.


Look through the list below and 
take your pick.
We have several cards  to choose from! 
Bad Credit or Good - ok!

If you are looking for:
Personal Loans: Click here

Newest Credit Card Offer

It's getting hard to get a credit card again as money gets tight!
Now you can get a Vinyard MasterCard
Click Here to apply now!

 

  • Cardholder Benefits:

  • By using the First Vineyard™ MasterCard® card for everyday expenses rather than cash or checks, you can qualify to earn cash back on your own spending,

  • Refer others and earn $25 for every new cardholder and compensation on their spending.

  • Imagine earning $25, $50, even hundreds of dollars every month just for using the First Vineyard™ MasterCard®

  •  

  • Receive cash back from your own spending

  • Receive cash compensation from the spending of anyone in your compensation tree.

  • Live debt free and receive compensation for your everyday spending.

  • Reload your card directly from your payroll or bank account

  • Powerful Online Account Management

  • Online Bill Payment service included – Pay your bills directly with our powerful bill payment service

  • Card Accepted at 30 Million merchants & One Million ATM machines

Click Here to apply now!
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Other Español


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Automatic Individualized Search: Click Here

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Special offer:

“Household Bank and Orchard Bank Credit Card program”

  • The Household Bank and Orchard Bank credit card program offers credit cards to those with no credit, little credit, damaged credit or restored credit. We've helped millions of people obtain credit who may not have traditionally qualified for a credit card. Because of our reputation for outstanding customer service, modest fees and a focus on credit education, Household Bank and Orchard Bank credit cards are highly regarded by our card members.  With a unique approach of educating customers on all aspects of obtaining and managing credit, our cards continues today as a leader in the under-served credit industry.  Below are just a few of the many benefits of the Household Bank and Orchard Bank MasterCards

§  Initial Credit Limit Up to $1000, up to $2000 for our Gold Card

§  Low Annual Fees, no annual fee for our Gold Card

§  Competitive APRs

§  Periodic Credit Limit Increase Reviews

§  Complete Online Account Access 24 Hours a Day

§  Complimentary Online Bill Pay

  • The Household Bank and Orchard Bank credit card program offers credit cards to those with little or damaged credit and those ready to move up to Gold. With a unique approach of educating customers on all aspects of obtaining and managing credit, the Household Bank and Orchard Bank MasterCards continue today as a leader in the under-served credit industry.  Orchard Bank MasterCard.  
    Click Here to apply
    Give it a minute or so their page loads slow sometimes but it's worth it.

 

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Pay As You Go Card

Those who have a poor credit history and are looking for a low cost option in obtaining a MasterCard® will find 
Platinum Universal's Stored Value MasterCard® an attractive option. 
It is the only Platinum Stored Value card available! Settle for nothing less than PLATINUM - 
Apply today!
Click Here
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The 10K Gold Card

GUARANTEED APPROVAL
$10,000 CREDIT LINE!
INSTANT UNSECURED $10,000 CREDIT LINE!
$10,000 UNSECURED CREDIT LINE!
GUARANTEED INSTANT ON LINE APPROVAL
NO CREDIT TURN DOWNS!
No Credit Checks - Ever!
No Job Needed
No Social Security Number Needed
No US Citizenship Needed
No Permanant Residency Required
0% Interest Rate Forever!
0% INTEREST RATE…..FOR LIFE!
No Income Requirements
No Job Requirements
No Job Needed
Any Type Bankruptcy OKAY!
No Annual Fee and 0% Interest Rate Forever

The 10K Gold Card Click Here

1. 10K Gold offers HUGE SAVINGS on great merchandise exclusively through their on-line catalog. 
2. 10K Gold offers up to 75% off retail price on everything in the catalog everyday for members! 
3. 10K GOLD is a great way to instantly establish a new line of credit! 
4. 10K Gold has low fees, a $10,000 credit limit.
5. A free $500 instant credit to my account balance and more each month, and great stuff to buy cheap.

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If you have really Bad Credit  
Now you can
get a guaranteed unsecured 
VISA or Master Card

Click here

Better Credit
 Discover® Platinum Clear - With a NEW clear design, Discover® Platinum Clear Card offers 0% Intro APR on Purchases and Balance Transfers*, No Annual Fee, Up to 2% Cash back Bonus® award*, 100% Fraud Protection, Up to $50,000 Credit Limit, 
Online Account access and bill payment.
Click Here

Decent Credit VISA
Click Here

 

 

Other Credit Cards - better credit

Discover® Gold Card - a special No-Annual-Fee Discover® Gold Card with all of these privileges: 0% Intro APR*, No Annual Fee, 100% Fraud Protection, Internet Account access and bill payment, Superior 24-hour Customer Service.

Discover® Platinum Card - No-Annual-Fee Discover® Platinum Card with the following privileges: 0% Intro APR on Purchases and Balance Transfers*, No Annual Fee, Up to 2% Cashback Bonus® award*, 100% Fraud Protection, Up to $50,000 Credit Limit, and Online Account access and bill payment.

Discover® Platinum Clear - With a NEW clear design, Discover® Platinum Clear Card offers 0% Intro APR on Purchases and Balance Transfers*, No Annual Fee, Up to 2% Cashback Bonus® award*, 100% Fraud Protection, Up to $50,000 Credit Limit, Online Account access and bill payment.
Orchard Bank MasterCard - this MasterCard was established to make credit cards available to those consumers unable to obtain them through traditional means.
Union Plus Card - The Union Plus® credit card is the only union-endorsed credit card with a competitive interest rate on purchases and no annual fee. With the Union Plus® card, members are entitled to skip payment privileges, fraud protection, 24-hour personal assistance and the Member Advocacy Program, designed exclusively for Union Plus card members. This credit card is an unsecured card that performs best when marketed to individuals with Good to Excellent credit history. This program gives you the ability to offer your visitors a card that has no annual fee, fantastic benefits and the backing of one of the nations leading banks.
Chase Continental Air Card - The Chase Continental Airline Card offers customers a chance to earn two miles for every dollar that they spend at: Lowe's® Home Improvement Warehouse, CVS/pharmacy®, AT&T and Continental Airlines. This program is a perfect addition to our strong selection of rewards based credit cards. This program performs best when marketed to individuals with good to excellent credit.
Chase Platinum Card - The Chase Platinum Card combines low rates with great benefits. This program not only allows you to offer a credit card with a low introductory offer but also a long list of rewards such as car rental discounts and travel rewards. This program performs best when marketed to individuals with good to excellent credit.

Chase Subaru Card - This program is a great addition to your Balance transfer credit card section. You can offer a low intro offer on balance transfer for up to 9 months and a rewards program. You'll get more spending power, more features, and more flexibility. And rewards! With the Subaru Platinum MasterCard from Chase, you'll always be ready for anything -- no matter where the road takes you. When you use your card, you'll enjoy a low 0% introductory APR on balance transfers for up to 9 months and 3% rewards on your purchases -- up to $500 a year*. Plus, there's no annual fee. This program performs best when marketed to individuals with good to excellent credit.

 

 

The Top Web Sites  
For unsecured loans and ways to raise money for good or bad credit:

Click Here

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Personal Loans
Household Finance and Beneficial Nationwide
HFC and Beneficial are sub-prime lenders who offer loans to 
those that may have less than perfect credit 
HFC not available in Alaska, Arkansas, Hawaii, Maine, Mississippi, North Dakota, 
South Dakota, Vermont, West Virginia, Wyoming, and Washington DC

Beneficial not available in Alaska, Arkansas, Mississippi, 
North Dakota, Vermont, and Washington DC

Click Here to apply at Beneficial
Click Here to apply at HFC

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Sponsored Links

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New: Loans to $10,000 for the 
Military, Veterans and GS Employees
Offering competitive interest rates and loan products for all ranks, 
Online application is available 24 hours a day, seven days a week.
Bad credit approved!
Loans approved in about 2 hours!
Click Here to apply now

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Bad Credit Homeowners
Click Here
Your answer usually in 24 hours or less.

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Personal Loans - Canada and USA
If you have better credit:
Up to $10,000 with a quick answer. 
National company with impeccable record.
USA or Canada! Safe and Secure
USA: Click Here
Canada: Click Here
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Why not ask for donations.
CNN says this is the new way to get out of debt. 
If you can't get a loan, 
Yes, ask for the money you need!
If you really need the money. 
One woman got over $20,000 
in just over 20 weeks!
DonateMoney2me.com
Click Here

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Guaranteed Credit Cards 
VISA - MC
If you have Poor Credit, No Credit or even Horrible Credit - 
now you can get a guaranteed Unsecured VISA or MC:
Click Here

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Unsecured Personal Loans
Options for no payment for 6 months 
or interest only payments 
for first six months. 
Bad credit welcome and always approved!
Click Here
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The Newest way to get an unsecured loan -
Not from a company but from an ordinary individual!
It's changing the way lending is done!
Private Deals fro Private People! 
For Personal and Business Loans!
Click Here
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Personal Loans - Canada and USA
If you have better credit:
Click Here

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Do you need a business loan 
and or  investor or maybe even a partner 
for an existing business or a start up?
Click Here

Special Notice:    
When a company checks your credit record, it can be very dangerous to your credit!

Avoid this credit report pitfall! 
The Credit Bureau's Reports

  • Before you start applying everywhere, realize this:

  • 2 or more recent credit checks (inquiries) will negatively affect your credit score. Your credit score can be seriously damaged!

  • But, you can avoid this pitfall and still be able to apply at several companies if you are turned down, you can go to the next lender and apply without worry about your credit being damaged. 

  • Here is how it works:
    If you order a copy of your credit report in advance, a lender can pre-approve you with a 
    faxed  copy of your credit report. 

  • If they decide to reject the loan, you can continue to apply at different lenders until you find one that accepts you. Still no credit checks against you!

  • Before completion of the loan process your actual lender will probably need to do a final check on their own, but now you have only one inquiry on your records instead of two or 
    three or more!

  • Note: when you purchase your credit report, it does not show up as an inquiry!  

  • It is a good idea to know in advance what your credit score is and if there is any incorrect information on your reports. 

  • Unfortunately, most recently reported by CBS and NBC, and CNN, 
    79% of all credit reports have some incorrect information.

  • You really need to know what is on your credit record!

  • Be sure to get the one with all 3 credit bureaus reports as you will need all three. 
                            

  • To order your credit report and get it instantly and securely online: Click here

Credit Repair done by a real law firm:

Clean Up Your Credit Report Click Here

Free E-Book VipCredit Handbook
(this is not the one you see advertised all over the web, this is a concise up to date handbook)
Good news!!
Our new free E-book does not have to be downloaded!
It is web based and comes up in your browser, give it a minute to load.
You need this information to make in this credit society! 
"It's terrific!"
 
It's absolutely FREE!  
Click Here

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Free Credit Information
The more you know the better off you are!

Newest Articles: 

Learn More about Credit 
and how it affects your life.
Click on the Title:    


Thinking About Getting A Mortgage?



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